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Articles Posted in Retirement

A costly ‘gray divorce’ can upend your retirement plans.  The problem with divorce and a hefty retirement package is that now it needs to be divided. And if it is a long term marriage that means a long term investment with lengthy growth in the financial investment.  I means all that time and energy saving your money to only see it go out the door to a soon to be ex wife in the waning years of your life after all that work and effort.  All gone.  It seems so sad, but according to the statistics people are doing it and are doing more than every.  Age and long term marriages dont last I guess and no matter how gray you might be and how old people would rather be single and separated and poorer.

Among U.S. adults ages 50 and up, the divorce rate has roughly doubled since the 1990s.

When divorce becomes part of the financial equation, funding retirement can become more difficult for both parties.



Retirement benefits are property that is “acquired” for purposes of characterization, over a period of time, rather than at a discrete time. To the extent, then, that the work done to earn them is performed between the date of marriage and the date of separation, the benefits are community property.

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